The average cost of a funeral in the state of Florida is $6,079, which is only slightly above the national average. Due to localized differences in median household incomes, Florida funeral costs can be either less or more affordable depending on which city you live in. In this article, we break down the costs and affordability of funerals in Florida, weighing these costs relative to local wages.
Table of Contents
- Cities with most affordable funerals in Florida
- Cities with most expensive funerals in Florida
- Full list of funeral costs in Florida by city
- Methodology
Florida cities with the most affordable funerals
| Rank | City | Funeral Cost | Household Income | Affordability |
| 1 | Weston, FL | $4,704 | $100,110 | 4.70% |
| 2 | Pembroke Pines, FL | $3,178 | $66,816 | 4.76% |
| 3 | Pinellas Park, FL | $2,330 | $44,710 | 5.21% |
| 4 | Wesley Chapel, FL | $4,809 | $79,836 | 6.02% |
| 5 | Oviedo, FL | $5,712 | $90,482 | 6.31% |
| 6 | Boca Raton, FL | $5,331 | $80,938 | 6.59% |
| 7 | Jupiter, FL | $5,473 | $82,543 | 6.63% |
| 8 | Melbourne, FL | $3,092 | $45,938 | 6.73% |
| 9 | Winter Garden, FL | $4,512 | $64,683 | 6.98% |
| 10 | Titusville, FL | $3,064 | $43,765 | 7.00% |
Weston, FL
- Average funeral costs: $4,704
- Median household income: $100,110
- Funeral affordability: 4.70%
Weston, a suburban community in Broward County, has some of the most affordable funeral costs in Florida. Median household incomes in the city are high, and this usually corresponds to elevated funeral service costs. However, Weston maintains some of the lowest funeral service costs in the state, on top of relatively strong wages.
Pembroke Pines, FL
- Average funeral costs: $3,178
- Median household income: $66,816
- Funeral affordability: 4.76%
Pembroke Pines is a city located 22 miles north of Miami. It was incorporated as a city in 1961, and is home of Keiser University. Funerals in Pembroke will run, on average, $3,178 which is relatively affordable when compared to the rest of the Sunshine state.
Pinellas Park, FL
- Average funeral costs: $2,330
- Median household income: $44,710
- Funeral affordability: 5.21%
Pinellas Park is part of Pinellas County — the most densely-populated county in Florida. As of the 2010 census, 49,079 people call Pinellas Park home. While technically land-locked, Pinellas Park is located right next to Tampa Bay to its east and Boca Ciega Bay to its west.
Funerals in Pinellas Park cost, on average, $2,330. When compared to the media annual income in the city ($44,710) that represents just 5.21% — making it the third most affordable in all of Florida for final expenses.
Wesley Chapel, FL
- Average funeral costs: $4,809
- Median household income: $79,836
- Funeral affordability: 6.02%
Wesley Chapel is one of the few census-designated places on our list. It’s located in Pasco County and is home to roughly 44,000 residents. Given its size and history, some residents have started a movement to incorporate Wesley Chapel as a city – which would make it the most populous city in Pasco County. However, thus far these efforts have not materialized.
If you’re paying for a funeral in Wesley Chapel, you can expect to pay around $4,800. With a median annual household income of $79,863 that represents just a 6% overall cost.
Oviedo, FL
- Average funeral costs: $5,712
- Median household income: $90,482
- Funeral affordability: 6.31%
Ovideo is a city in Seminole County, Florida. As of the most recent census the city has a population of 33,342. The city is fast growing. Since 2000, the population here grew by over 26%. The city takes its name after one in northern Spain.
Funerals in Ovideo are the 5th most affordable in the state. Median household incomes in the city are around $90,000 while funerals cost, on average, $5,712. That means a funeral here would cost a household 6.31% of their annual income.
Florida cities with the most expensive funerals
| Rank | City | Funeral Cost | Household Income | Affordability |
| 100 | University, FL | $6,435 | $28,142 | 22.87% |
| 99 | Palm Harbor, FL | $11,175 | $56,306 | 19.85% |
| 98 | Poinciana, FL | $8,445 | $48,191 | 17.52% |
| 97 | Spring Hill, FL | $7,655 | $47,513 | 16.11% |
| 96 | Pine Hills, FL | $5,949 | $38,951 | 15.27% |
| 95 | Port Charlotte, FL | $6,169 | $43,564 | 14.16% |
| 94 | Hallandale Beach, FL | $5,384 | $38,319 | 14.05% |
| 93 | North Lauderdale, FL | $5,875 | $42,119 | 13.95% |
| 92 | Lehigh Acres, FL | $6,438 | $46,816 | 13.75% |
| 91 | Greenacres, FL | $6,534 | $47,983 | 13.62% |
University, FL
- Average funeral costs: $6,435
- Median household income: $28,142
- Funeral affordability: 22.87%
University is a census-designated place in Hillsborough County, Florida. As of the latest census data, it has a population of 41,163. The city topped our list of most expensive places to have a funeral in Florida. With relatively low annual wages, funeral services here come at a high price. The average burial will cost families around $6,435.
Palm Harbor, FL
- Average funeral costs: $11,175
- Median household income: $56,306
- Funeral affordability: 19.85%
Palm Harbor is a place in Pinellas County, with a population of 60,236. The city is best known for championship golfing at Innis brook Resort & Golf Club and its mineral springs. If you visit Palm Harbor in early April, you can also catch its annual Citrus Festival which happens downtown.
The average cost of a funeral in Palm Harbor is a whopping $11,175 – which represents 19.85% of the city’s annual median household income.
Poinciana, FL
- Average funeral costs: $8,445
- Median household income: $48,191
- Funeral affordability: 17.52%
Poinciana is located in Osceola and Polk counties, just 14 miles east of Haines City. It has a population of about 53,000. If you look at the broader Poinciana area, there are 83,000 people living here all-in-all. It’s considered one of the fastest growing areas in Central Florida over the past decade.
Funerals here cost about $8,445, which is high relative to the $48,191 median annual household income. It ranks as the 3rd most expensive in the entire state according to our analysis.
Spring Hill, FL
- Average funeral costs: $7,655
- Median household income: $47,513
- Funeral affordability: 16.11%
Spring Hill, located in Hernando County, has a population of about 100,000 residents. It’s considered a part of Florida’s “Nature Coast” – which is an unofficial region that includes eight counties along the Gulf of Mexico and the Big Bend Coast.
Funerals in Spring Hill cost, on average, $7,655. In absolute terms, this is among the most expensive places for a funeral. When you factor in the median household incomes in the area, those costs catapult Spring Hill to the 4th most expensive in the whole state.
Pine Hills, FL
- Average funeral costs: $5,949
- Median household income: $38,951
- Funeral affordability: 15.27%
Rounding out our list of most expensive cities in Florida for a funeral is Pine Hills. This census-designated place is located in Orange County and has a population of about 60,000. The city is the hometown of several NBA and NFL players – including Chucky Atkins, Darryl Dawkins, Alex Haynes and Kenard Lang.
Funerals in Pine Hills cost, on average, $5,949. That is about 15% of the median annual household incomes in the areas — making it the 5th least affordable in Florida.
Florida funeral costs and affordability by city
Below is a full list of the 100 cities we looked at in this study, listed in alphabetical order. Take a look to see how much funerals cost in the Sunshine State, and how they compare to one another.
| Rank | City | Funeral Cost | Household Income | Affordability |
| 33 | Alafaya, FL | $5,853 | $70,434 | 8.31% |
| 82 | Altamonte Springs, FL | $6,505 | $52,554 | 12.38% |
| 18 | Apopka, FL | $4,576 | $61,558 | 7.43% |
| 6 | Boca Raton, FL | $5,331 | $80,938 | 6.59% |
| 66 | Bonita Springs, FL | $6,750 | $62,287 | 10.84% |
| 64 | Boynton Beach, FL | $5,694 | $53,504 | 10.64% |
| 71 | Bradenton, FL | $5,085 | $44,137 | 11.52% |
| 39 | Brandon, FL | $5,205 | $59,491 | 8.75% |
| 79 | Cape Coral, FL | $6,878 | $57,125 | 12.04% |
| 58 | Clearwater, FL | $4,813 | $47,070 | 10.23% |
| 50 | Clermont, FL | $5,728 | $58,804 | 9.74% |
| 56 | Coconut Creek, FL | $5,951 | $58,627 | 10.15% |
| 24 | Coral Gables, FL | $7,655 | $100,000 | 7.66% |
| 29 | Coral Springs, FL | $6,025 | $74,371 | 8.10% |
| 80 | Country Club, FL | $5,357 | $44,481 | 12.04% |
| 38 | Cutler Bay, FL | $6,238 | $72,226 | 8.64% |
| 32 | Davie, FL | $5,528 | $66,951 | 8.26% |
| 65 | Daytona Beach, FL | $3,546 | $32,932 | 10.77% |
| 85 | Deerfield Beach, FL | $5,803 | $45,581 | 12.73% |
| 12 | Delray Beach, FL | $4,026 | $56,532 | 7.12% |
| 17 | Deltona, FL | $3,630 | $48,839 | 7.43% |
| 11 | Doral, FL | $5,496 | $77,418 | 7.10% |
| N/A | Florida State | $6,079 | $59,227 | 10.26% |
| 25 | Fort Lauderdale, FL | $4,233 | $55,269 | 7.66% |
| 76 | Fort Myers, FL | $5,084 | $43,474 | 11.69% |
| 87 | Fort Pierce, FL | $3,918 | $30,445 | 12.87% |
| 77 | Fountainebleau, FL | $5,625 | $48,023 | 11.71% |
| 60 | Gainesville, FL | $3,748 | $36,389 | 10.30% |
| 91 | Greenacres, FL | $6,534 | $47,983 | 13.62% |
| 94 | Hallandale Beach, FL | $5,384 | $38,319 | 14.05% |
| 84 | Hialeah, FL | $4,152 | $33,161 | 12.52% |
| 23 | Hollywood, FL | $3,950 | $51,917 | 7.61% |
| 30 | Homestead, FL | $3,535 | $43,568 | 8.11% |
| 44 | Jacksonville, FL | $4,791 | $52,576 | 9.11% |
| 7 | Jupiter, FL | $5,473 | $82,543 | 6.63% |
| 52 | Kendale Lakes, FL | $5,529 | $56,017 | 9.87% |
| 70 | Kendall West, FL | $6,163 | $53,566 | 11.51% |
| 22 | Kendall, FL | $5,529 | $72,817 | 7.59% |
| 78 | Kissimmee, FL | $4,778 | $39,841 | 11.99% |
| 55 | Lake Worth, FL | $3,882 | $38,371 | 10.12% |
| 73 | Lakeland, FL | $5,149 | $44,313 | 11.62% |
| 75 | Largo, FL | $4,953 | $42,416 | 11.68% |
| 28 | Lauderhill, FL | $3,280 | $40,737 | 8.05% |
| 92 | Lehigh Acres, FL | $6,438 | $46,816 | 13.75% |
| 89 | Margate, FL | $6,025 | $45,667 | 13.19% |
| 8 | Melbourne, FL | $3,092 | $45,938 | 6.73% |
| 48 | Miami Beach, FL | $5,088 | $53,348 | 9.54% |
| 86 | Miami Gardens, FL | $5,400 | $42,398 | 12.74% |
| 67 | Miami, FL | $3,987 | $36,638 | 10.88% |
| 21 | Miramar, FL | $5,306 | $70,005 | 7.58% |
| 63 | North Fort Myers, FL | $4,568 | $43,031 | 10.62% |
| 93 | North Lauderdale, FL | $5,875 | $42,119 | 13.95% |
| 54 | North Miami Beach, FL | $4,115 | $40,952 | 10.05% |
| 88 | North Miami, FL | $5,357 | $40,661 | 13.17% |
| 49 | North Port, FL | $5,740 | $59,550 | 9.64% |
| 74 | Oakland Park, FL | $5,875 | $50,380 | 11.66% |
| 90 | Ocala, FL | $5,469 | $40,301 | 13.57% |
| 36 | Ocoee, FL | $6,034 | $70,472 | 8.56% |
| 37 | Orlando, FL | $4,164 | $48,511 | 8.58% |
| 31 | Ormond Beach, FL | $4,287 | $52,509 | 8.16% |
| 5 | Oviedo, FL | $5,712 | $90,482 | 6.31% |
| 16 | Palm Bay, FL | $3,485 | $47,640 | 7.32% |
| 34 | Palm Beach Gardens, FL | $6,753 | $80,426 | 8.40% |
| 13 | Palm Coast, FL | $3,855 | $53,820 | 7.16% |
| 99 | Palm Harbor, FL | $11,175 | $56,306 | 19.85% |
| 2 | Pembroke Pines, FL | $3,178 | $66,816 | 4.76% |
| 40 | Pensacola, FL | $4,267 | $48,686 | 8.76% |
| 96 | Pine Hills, FL | $5,949 | $38,951 | 15.27% |
| 3 | Pinellas Park, FL | $2,330 | $44,710 | 5.21% |
| 14 | Plant City, FL | $3,729 | $51,427 | 7.25% |
| 26 | Plantation, FL | $5,650 | $71,721 | 7.88% |
| 98 | Poinciana, FL | $8,445 | $48,191 | 17.52% |
| 46 | Pompano Beach, FL | $4,411 | $47,764 | 9.23% |
| 95 | Port Charlotte, FL | $6,169 | $43,564 | 14.16% |
| 19 | Port Orange, FL | $3,769 | $50,418 | 7.48% |
| 20 | Port Saint Lucie, FL | $4,325 | $57,113 | 7.57% |
| 42 | Riverview, FL | $6,323 | $69,832 | 9.05% |
| 41 | Royal Palm Beach, FL | $6,701 | $74,740 | 8.97% |
| 83 | Saint Petersburg, FL | $6,668 | $53,816 | 12.39% |
| 43 | Sanford, FL | $4,144 | $45,733 | 9.06% |
| 53 | Sarasota, FL | $4,775 | $47,884 | 9.97% |
| 97 | Spring Hill, FL | $7,655 | $47,513 | 16.11% |
| 69 | St. Cloud, FL | $6,278 | $54,979 | 11.42% |
| 61 | Sunrise, FL | $5,673 | $55,043 | 10.31% |
| 68 | Tallahassee, FL | $4,845 | $43,799 | 11.06% |
| 72 | Tamarac, FL | $5,737 | $49,423 | 11.61% |
| 62 | Tamiami, FL | $5,529 | $52,599 | 10.51% |
| 57 | Tampa, FL | $5,193 | $50,909 | 10.20% |
| 27 | The Acreage, FL | $6,753 | $85,339 | 7.91% |
| 45 | The Hammocks, FL | $6,238 | $68,172 | 9.15% |
| 47 | The Villages, FL | $5,828 | $61,533 | 9.47% |
| 10 | Titusville, FL | $3,064 | $43,765 | 7.00% |
| 81 | Town ‘n’ Country, FL | $6,557 | $53,309 | 12.30% |
| 100 | University, FL | $6,435 | $28,142 | 22.87% |
| 35 | Valrico, FL | $6,387 | $74,792 | 8.54% |
| 15 | Wellington, FL | $6,615 | $91,088 | 7.26% |
| 4 | Wesley Chapel, FL | $4,809 | $79,836 | 6.02% |
| 51 | West Palm Beach, FL | $5,033 | $51,635 | 9.75% |
| 1 | Weston, FL | $4,704 | $100,110 | 4.70% |
| 9 | Winter Garden, FL | $4,512 | $64,683 | 6.98% |
| 59 | Winter Haven, FL | $4,555 | $44,397 | 10.26% |
Methodology
The data for funeral costs comes from funeral homes in each city. The Federal Trade Commission requires funeral homes to to give consumers accurate, itemized price information and various other disclosures about funeral goods and services provided – this is known as the Funeral Rule. The costs for a funeral per city were determined by looking at costs for a funeral that involves:
- Basic services from funeral home staff
- Embalming
- Use of equipment of graveside services
- Use of viewing facilities
- Transfer of remains to the funeral home and to a gravesite
- And the cost of a direct burial
We obtained income data for each city from publicly available records.
Affordability was then ranked by simply comparing median household income data to that of funeral costs within each city.